A consumer’s home insurance needs can change over time. Numerous scenarios exist where a homeowner could need to make changes to insurance coverage. At Doug Neil Insurance Agency, we can help you update your home insurance coverage in Clifton Park, NY.
The following are three signs that you need to make some changes to your home insurance coverage:
You’ve recently completed a home improvement project.
When you invest in home improvement, your home’s value may increase. Any increase in your home’s value could require you to update your home insurance policy coverage maximums.
After you’ve completed a home improvement project, you should consider how it has impacted your home’s value. You should also consider any additional risks you face because of the home improvement that you need coverage for. Having a pool installed, for example, can increase your liability risks, so you need to update your policy.
You’re renewing your policy.
A typical home insurance policy will be renewed on an annual basis. It’s a good idea to review your policy’s terms when it comes time to renew and think about any updates you should make.
You just got a dog.
Getting a dog makes it so that your household has additional liabilities to deal with. You will face dog bit liability expenses when you become a dog owner.
Ensure you let your home insurance provider know when you add a dog to your household.
Reach Out To Us
If you’d like to learn more about home insurance options in Clifton Park, NY, call Doug Neil Insurance Agency. We’re here to provide you with the information you need to meet your coverage needs and protect your investment in your home.
